Quote Originally Posted by WU9G View Post
If it's a third party claim (you making the claim against his insurance) there shouldn't be any deductible. Sounds like there may be a miscommunication there or your neighbor doesn't want to make the claim.

From what you've said, the liability is pretty clear against the tree trimmer. He's the ultimate target. Commercial liability policies DO have a deductible sometimes, so maybe that's what your neighbor is talking about, but a deductible doesn't absolve anyone of responsibility.
All true. but the bottom line is that it's more aggravating to fight them over $50 in parts than my time and temper are worth. Which is what someone further up the food chain probably figures.

Now if the entire HF2V had been destroyed, that would be a different issue.

No, one must pick one's battles carefully, and this is one that I can't win; even if I "win" with the insurance company or the tree trimmer, I'll lose on the home front.