Anyone have any comments about AFLAC (the supplemental insurance people with the duck)?
Had the annual sales pitch at work... couldn't bring myself to go to my designated 10 minute 1-on-1 presentation and was just curious if anyone had any thoughts (pro or con) on this stuff. I was told I "had to go to sign a waiver" if I didn't want it. Bullshit -- I only sign for stuff I want.
All I know about it is that I know someone with a stuffed duck they named Aflac.
Of course that was after their partner had kept the dead duck frozen in a trash can
most of the winter. Don't ask, it only gets worse from there.
Had a pretty good friend at work a few years ago who had some experience with AFLAC and it wasn't good. Dude died about three years ago (lung cancer; nothing to do with AFLAC).
At work, it seems like they've always pushed this a bit. They'd offer a group meeting for info and nobody would show up. This year, they scheduled 10 minute 1-on-1 sessions with each employee. Seems like it's just a bigger "push." I watched as the two AFLAC reps drove up this morning. One was driving a late-model Cadillac and the other a late-model Audi. First inclination was to attend the meeting and tell 'em that I don't buy insurance from people who drive cars that I can't afford. The gal driving the Audi left her lights on.
Got a call from the receptionist a couple minutes before my supposed meeting saying they were ready and "I could go early." Eh, don't think so. Told her I was working on an international phone call (boring, but true) and that she might let the "AFLAC chick know that she left her lights on." Checked later and her lights were off, so I guess she got the message. I suppose some attended the sessions, but everyone I know avoided it like the plague.
Just curious if others here have had experiences with this outfit.
Where you been, Ron? Haven't seen you here in ages....
They are very picky as to who they will insure; they denied to cover me due to the fact that I'm on anti-arrythmia drugs.
Encrypt everything. Even if you have nothing to hide. It increases the noise floor.
if you're a new employee or if aflac is new to your employer then they cover the whole group ... otherwise they get picky.
my employer just signed up for similar crap with colonial life ... only they gave them the whole benefits sign-up process (so you really had no choice but to talk to these people).
"... and another thing about you democrats ... you all believe in science!" -- denny crane
The owner of the place I work was impressed with AFLAC enough that he brought it in to the shop. He brother had AFLAC coverage as he went through a long bout of cancer before he finally died from it and he thought the AFLAC was worth it. I've got primary coverage through my wife's work. It's a lot cheaper through her municipal employer than it is through mine. Family coverage where I work is non-AFLAC and runs about $100 a week. The AFLAC is just a supplemental coverage that we can take. Based on family history I took the coverage for heart attack, cancer, and dental. The dental is nice as the primary coverage is again on my wife's plan, but AFLAC still sends me a check. It takes the edge off and as my weekly premium is less than $20 it's a fair deal.
I am surprised at such a sudden deterioration in a woman whose only ailment was a lazy anus.
Each person pays 105 euro's a month and is insured agaaiinst 95% of all costs, basics are all insured, just the estra ( gold fillings etc) are on your own tab partly.
Kids under 18 don't have to pay.
Housedoctor, treatments operations hospital stay ambulance, dentist, medicines, etc etc. all under that mandatory insurance,
Bloody socialist chopsticks here....;)
"If the Republicans will stop telling lies about the Democrats, we will stop
telling the truth about them." - Adlai Stevenson (1900-1965)
“I’m not liberal/conservative, I’m anti-idiotarian.”
At some point in the last 20 years, the left moved to the center, and the right moved into a mental institution
The concept is really a good one IMHO, pretty much plain straight up indemnification against one's lost wages, pure and simple. As it is a supplemental plan, I am NOT surprised you had to sign to opt out Rob. A bit like your employer insuring itself against you in the event that you should suffer an issue resulting in lost wages so you cannot go back after them for not specifically offering you the opportunity to protect yourself by opting in for the supplemental insurance offered through them by AFLAC. Like all insurance, what is offered by AFLAC and Colonial Penn, just for example, seems like just another unnecessary expense until you end up wishing you had opted in........ for the record, I do NOT have supplemental insurance, hell, for that matter, I have NO insurance at the moment except for homeowners and automobile. ;(
KD8EFQ ~ "With MFJ one might as well stand outside during the worst possible calamity and wair for death."
Why should you need to purchase 2 insurance policies? Why doesn't the first offer what you need?Originally Posted by WV6Z
I thought the purpose of insurance was to protect yourself from the sorts of unexpected things. Could you imagine if your auto policy failed to cover "Bumper-related accidents", and required you to purchase supplemental insurance to cover that?
Don't understand "2 insurance policies." Doesn't the duck say this is supplemental income protection, not health inusurace?
If it's a war on drugs, then free the POW's.
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